The healthcare institutions these days are too costly and it is really hard to cope up with the increasing expenses. It is the time when your health insurance policy comes to the rescue. It can provide you with financial assistance during such medical emergencies.
However, there are a number of options to secure your health. Thus, before you choose a health insurance policy, analyze the other insurance options too to avoid any future regrets.To support health problems and illness of your family members, you can choose the family health insurance policy.- Critical Illness Health Insurance
This insurance policy can take care of serious illnesses like cancer, heart attack, etc. Once the insured member is diagnosed with any such disease, a lump sum of money will be provided from the insurance company.The policy secures an individual's health and his/her family financially, during sudden disability, death or injury of the policyholder. - Maternity Health Insurance
Insurance of the kind can be done to ensure the health and hospital expenses of a pregnant woman, prenatal and postnatal.- Individual Health Insurance
The policy is limited to only one individual and can cover his/her medical and hospital expenses. The individual can enjoy cashless hospital treatments against the insured sum of money.Read Also: What are the Different Types of Health Insurance Policies?
If you are already insured to a limited health cover insurance, you can avail top-up health insurance to extend the sum limit of your health insurance.- Senior Citizen Health Insurance
Anybody who is already 60 years or above the age range, can avail this policy after a medical check-up. It takes care of the medical requirements, at a comparatively lower premium rate.
