Health Insurance is essential for an individual in his survival. It not only safeguards and secures the future but makes sure that appropriate precaution is available at the hour of need. Digital media and demonetization have paved, the way towards rapid improvement and modification in the way things work or used, to work.

As more and more individuals are opting for digital cash, and are using mobile apps to complete transactions, cashless Health Insurance plan is not something to be startled, about. Here is a closer look at it:

The different types of insurance policy and its coverage:

• Cashless health insurance depending on the nature of its use can be of different types: Special Insurance policies that cover pre and post medical charges only.
  
  
• Certain Insurance policies that offer cash when needed or claimed.
  
  
• Policies that cover ambulance charges, day-care check-up, and other medical procedures.

Exclusions and things that don’t come under the claim:

• Any disease, that's there in the body, needs a minimum of 3year waiting time.
  
  
• Any disease caused by the consumption of addictive substances such as alcohol, etc., will not be covered.

The prime advantageous factor here lies in the fact that you can be completely cashless, yet can pay the hospital expenses faster and quicker. Life is full of surprises. Often people face sticky situations where they struggle to make financial arrangements in case of a medical emergency. Cashless health insurance policy is the way of the wise if you prefer to get things sorted quickly and without hassle.