It is legally binding to own third party car insurance in India. The insurance covers your liability towards a third person traveling with you in case of an accident which may result in the loss of property, injury and even life. The third party is hereby compensated for the loss caused by the accident.

Third-Party Car insurance comes at a lower premium than that of comprehensive insurance.

The plans do not include other benefits of full coverage and do not include cover on the damage to your vehicle.

Many car owners prefer the category, for not so expensive cars or old cars.

Comprehensive car insurance includes a full cover, which includes a third party car insurance.

The plan offers cover to the first and the third party in case of damage to the car or self.

The plans are typically more expensive than third party car insurance alone.

Buying the plans are not legally binding, which means that you can drive on the Indian roads even without it.

The plans cover damages caused by natural calamities, theft, permanent damage or loss.

Car owners prefer the plan for new and high-end models of cars.