It is important to have a health insurance to cover the costs of illnesses and medications that come with it. One should also get a personal accident insurance to safeguard against the costs and expenses that are bound to arise out of it. However, it would be a far better idea to follow the road safety rules that could also be potentially lifesaving. It is crucial that one maintain the speed limit and this is true for local roads to national highways. That can be done by consistently reading the road signs and rules.

Most of the time accidents are caused because the drivers take these rules lightly and do not adhere to them. It is important to be patient while driving and give value to the crossing pedestrians. One should also only take U turns at the designated spot and one should always use indictors while turning sides. One of the most basic steps of road safety is not to drink and drive or drive under the influence of narcotics. Alcohol and drugs tend to reduce the response time and just in case one is drunk, one should call a cab instead.

Do not honk unnecessarily as it might cause agitation among the cars around you. One should also always reduce the speed when they are around schools and hospitals. One thing that parents should especially keep in mind is that some become over enthusiastic or often give in to the demands of the young teenage children and let them drive a car or a bike. This should be absolutely discouraged and one should not be allowed to drive a car or a bike if one does not have a license. By following these simple rules, one would be able to insure the safety of oneself and one’s family.