Why Maternity Health Insurance Is A Necessity For Women In India?
With the advancement of the medical facility, the expenses are also increasing day by day. A standard hospital will cost you around Rs. 30,000 to Rs. 60,000 for maternity service in case it is a normal delivery. For C section service the expense will be more and may even reach up to 2 lakhs depending upon the type of clinic and the health condition of the mother and the baby.
Thus maternity insurance is the best way to deal with these rising expenses. To know more about this, let’s talk in details.
Necessity Of Maternity Health Insurance Policy
- Maternity medical services cover is very essential in case you are planning to conceive. There are several expenses involved with the care of both mother and child. From C-section delivery to pre and postnatal care, health insurance policy for maternity care will help a couple to tackle the burden of the expenses.
- The cost of hospitalization can be covered by such a health insurance policy that includes bed rent, medicine and extra costs during the hospitalization of the mother.
- If you get insurance coverage from an insurance company that has tied-up with certain healthcare centers, it will help you to get the cashless facility. All you need to do is admit the mother to one of the healthcare centers that the insurance company has networked with. The cashless facility helps critical pregnancy conditions of the mother when immediate hospitalization is necessary.
- In case there are some pregnancy complications, an insurance policy for maternity cover will give you a relief by ting care of such expenses.
- Also, maternity policy covers for newborn babies in case there is any complication or disorder.
If you are seriously considering a baby, it is time for you to get a maternity cover first.
Additional Read:Importance of Maternity Health Insurance for Women in India
